Wagering Calculator

Method card before you calculate

This compact check keeps the tool honest before any result appears.

Choose the module you need

Start with the calculator, then jump only to the checks that match the terms in front of you. These shortcuts are designed to reduce form fatigue, not to speed up claiming.

What this calculator owns - and what it does not own

Wagering calculator vs casino bonus calculator

Use the narrower tool first. Wagering burden and bonus value overlap, but they do not answer the same question.

What phrase do you see in the terms?

Choose the closest wording before you calculate. The wizard can set the main mode, point to the right module, or tell you not to model yet.

Choose the wording you see before relying on the result.

One-click wagering scenarios

Load a realistic scenario, then change the numbers. These presets are teaching examples, not recommendations to claim a bonus or keep playing.

Choose a scenario to see how the burden changes.

Mixed game contribution builder

Real bonus play rarely stays in one game category. Estimate a weighted contribution rate when the terms say slots count differently from blackjack, table games, video poker or a custom category.

Example: 70% slots and 30% blackjack produces a lower weighted contribution than a pure-slot assumption.

Visual burden bars

The bars translate the current result into a quick pressure view. They are visual aids only; the numeric result and terms still control the interpretation.

If effective wagering or daily pressure dominates the view, treat that as a warning to slow down or skip, not as a reason to increase stakes.

Remaining wagering tracker

Already started a bonus? Estimate how much rollover remains and whether the remaining deadline creates pressure. This is a tracking estimate, not a reason to extend play.

Max-bet feasibility check

A bonus can be mathematically clearable but practically unrealistic if the max bet is low and the expiry is short.

RTP-preserving stress test

This rough browser-based stress test uses the current wagering target, RTP, average bet and starting balance to estimate clearing pressure. It preserves the selected RTP on average, but it is not game-specific, RNG-certified or a prediction.

Compare two wagering structures

Save the current calculation as Offer A or Offer B, then compare burden, expected loss, cap-adjusted output, daily pressure and confidence. This is for comparison only, not a claim recommendation.

Save two calculator results to compare them.

Manual terms phrase highlighter

Paste a short terms excerpt to highlight risk phrases. This is a keyword helper only. It does not interpret legal or operator terms, and it does not replace reading the full bonus rules.

Paste terms to see phrase categories and safer next steps.

Evidence packet

Use this plain-text packet to save the assumptions behind the result. Keep it with dated screenshots of the actual bonus terms, contribution table, cap, expiry and max-bet language. Do not add private account or payment data.

Run the calculator to generate an evidence packet.

Exports include calculator assumptions only. Do not attach account IDs, private screenshots or payment details.

Real terms screenshot checklist

Before relying on any result, save dated evidence from the actual operator page. Keep screenshots separate from the calculator packet and do not include private identity or payment data.

Wagering clause decoder

Use these phrases to choose the right input before calculating. If the terms do not match one of these rows, keep the result low confidence.

Select the phrases you see in the terms to get a safer input suggestion.

Bonus clause library: real terms without brands

Use these anonymized clauses to choose the right module. They are examples of wording patterns, not offers and not operator claims.

Calculator test log

Public formula test fixtures

These lightweight fixtures make the calculator's core math auditable. They test visible formula behavior only; they do not certify operator terms, RTP settings, KYC, legality, payout approval or real-session outcomes.

[
  {
    "case": "bonus-only baseline",
    "input": {"deposit": 100, "bonus": 100, "base": "bonus", "multiple": 35, "contribution": 100, "rtp": 96, "cap": null},
    "expected": {"rawWagering": 3500, "effectiveWagering": 3500, "expectedLoss": 140, "maxWithdrawable": 60, "warning": "remaining balance is not guaranteed withdrawable"}
  },
  {
    "case": "deposit-plus-bonus burden",
    "input": {"deposit": 100, "bonus": 100, "base": "deposit-bonus", "multiple": 35, "contribution": 100, "rtp": 96, "cap": null},
    "expected": {"rawWagering": 7000, "effectiveWagering": 7000, "expectedLoss": 280, "maxWithdrawable": 0, "warning": "deposit-plus-bonus is heavier than bonus-only"}
  },
  {
    "case": "low contribution trap",
    "input": {"deposit": 100, "bonus": 100, "base": "bonus", "multiple": 35, "contribution": 10, "rtp": 96, "cap": null},
    "expected": {"rawWagering": 3500, "effectiveWagering": 35000, "expectedLoss": 1400, "maxWithdrawable": 0, "warning": "very low contribution can make the burden extreme"}
  },
  {
    "case": "cap-dominant output",
    "input": {"deposit": 100, "bonus": 100, "base": "bonus", "multiple": 30, "contribution": 100, "rtp": 96, "cap": 50},
    "expected": {"rawWagering": 3000, "effectiveWagering": 3000, "expectedLoss": 120, "maxWithdrawable": 50, "warning": "cashout cap can dominate the output"}
  }
]

Wagering requirements benchmark 2026

This benchmark is an educational pattern map, not a claim about any operator. Use it to recognize which term patterns usually lower calculator confidence before you model a specific offer.

Technical checklist for shareable URLs

Shared result URLs use query parameters for user convenience only. They should not become separate indexable destination pages.

Internal link campaign for this calculator

Use this checklist after deployment so the wagering calculator becomes the central utility for rollover-intent pages without replacing legal, RG or operator-specific routes.

Changelog

May 14, 2026: upgraded to Wagering Burden Model v2.4 with mixed contribution builder, remaining wagering tracker, progress mode, max-bet feasibility check, RTP-preserving stress test, stress-test methodology table, wagering phrase wizard, manual terms phrase highlighter, visual burden bars, calculator split from the casino bonus calculator, interactive clause decoder, real terms clause library, wagering requirements benchmark, public formula test fixtures, screenshot checklist, two-offer comparison with CSV/copy/print export, shareable result URLs with canonical guardrail, custom contribution, inline input help, expiry pressure, expanded scenario presets, scenario comparison, TXT/CSV/print evidence export, formula registry, QA cases, source register, FAQ schema and updated responsible-gambling wording.

April 23, 2026: initial deposit-aware wagering simulation with bonus-only, deposit-plus-bonus, contribution, RTP and optional cashout cap.